The fourth powerful income pillar..
Insurance from AFAI!
Types of insurance
1. Personal Insurance
(Protect your workforce, health, and family)
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Health Insurance (public or private)
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Life Insurance (term life or whole life)
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Occupational Disability Insurance (BU)
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Accident Insurance (private and professional)
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Long-Term Care Insurance
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Travel Insurance (e.g., international health coverage)
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2. Property Insurance
(Protect your assets)
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Household Insurance (furniture, electronics, valuables)
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Homeowners Insurance (for property owners)
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Car Insurance (liability, partial or comprehensive cover)
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Electronics or Bicycle Insurance
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3. Liability Insurance
(Protect against third-party claims)
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Personal Liability Insurance (a must-have for everyone!)
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Professional Liability Insurance (for freelancers, self-employed)
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Business Liability Insurance (for companies)
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Pet Owner Liability Insurance (e.g., for dog owners)
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4. Financial Insurance
(Protect your wealth and investments)
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Legal Protection Insurance (cover legal costs)
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Pension Insurance (private or company pension schemes)
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Investment Policies (e.g., unit-linked life insurance)​
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5. Special Insurance
(for unique life situations or industries)
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Cyber Insurance (protection against hacking attacks)
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Event Insurance (e.g., for weddings, events)
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Transport Insurance (for goods logistics)
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Credit Insurance (protection against payment defaults)
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Afai-Insurance Income
1. Personal Insurance​
a) Occupational Disability Insurance (BU)
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Contracts: 6
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Monthly premium per contract: €30
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Term: 30 years (360 months)
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Total contribution per contract: €30 × 360 = €10,800
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Commission per contract (2.5–5.0%): €270–€540
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Total commission: 6 × (€270–€540) = €1,620–€3,240
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b) Life Insurance
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Contracts: 5
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Monthly premium per contract: €40
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Term: 30 years (360 months)
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Total contribution per contract: €40 × 360 = €14,400
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Commission per contract (2.5–4.0%): €360–€576
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Total commission: 5 × (€360–€576) = €1,800–€2,880
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c) Private Health Insurance (PKV)
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Contracts: 4
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Annual premium per contract: €3,600 (€300/month)
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Commission (6–9% of annual premium): €216–€324
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Total commission: 4 × (€216–€324) = €864–€1,296
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2. Property Insurance
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a) Household Insurance
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Contracts: 7
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Annual premium per contract: €120 (€10/month)
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Commission (15–25% of annual premium): €18–€30
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Total commission: 7 × (€18–€30) = €126–€210
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b) Homeowners Insurance
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Contracts: 5
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Annual premium per contract: €600
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Commission (15–25% of annual premium): €90–€150
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Total commission: 5 × (€90–€150) = €450–€750
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c) Car Insurance
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Contracts: 8
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Annual premium per contract: €900
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Commission (10–15% of annual premium): €90–€135
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Total commission: 8 × (€90–€135) = €720–€1,080
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3. Liability Insurance
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a) Private Liability Insurance
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Contracts: 6
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Annual premium per contract: €80
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Commission (15–30% of annual premium): €12–€24
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Total commission: 6 × (€12–€24) = €72–€144
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b) Business Liability Insurance
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Contracts: 4
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Annual premium per contract: €1,000
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Commission (10–15% of annual premium): €100–€150
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Total commission: 4 × (€100–€150) = €400–€600
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4. Financial Insurance
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a) Legal Protection Insurance
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Contracts: 5
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Annual premium per contract: €300
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Commission (10–15% of annual premium): €30–€45
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Total commission: 5 × (€30–€45) = €150–€225
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Total Results Across All Insurance Types (per month):
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Minimum total commission: €6,202
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Maximum total commission: €11,469
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Conclusion:
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With just 4–8 contracts per insurance type per month, you can generate between €6,000 and €11,500 in commissions.
Month after month. Sustainable. Scalable.
Income..
