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Terms and Conditions (T&C) - (AGB)

1. Scope 

These Terms and Conditions govern the contractual relationship between Royalisimo – AFAI and users of the platform www.royalisimo.com, particularly in connection with the following services:

  • Application & Form Service

  • Funding Consultation

  • Contract Review & Automation

  • Insurance Brokerage via Digital Interfaces

By using our services, you accept these Terms as binding.

2. Subject of the Contract

Royalisimo provides digital services designed to simplify bureaucratic processes.
Usage takes place online and is partially automated using AI technology.
Depending on the service, usage may be free or subject to charges.
Details are outlined in the respective product descriptions.

3. Formation of Contract

A contract is concluded through:

  • Confirmation of usage (e.g., clicking “Start Check,” “Begin Funding Application”)

  • Acceptance of these Terms and, if applicable, the Privacy Notice

  • For paid services, upon completion of payment

4. Prices & Payment Terms

Some services are subject to charges, for example:

  • Contract Check: €5.00 per review

  • Funding Service: from €1.00 + success-based commission

  • Insurance Brokerage: free of charge (commission-based remuneration)

All prices include statutory VAT unless otherwise stated.

Payments are made in advance via bank transfer, PayPal, credit card, or digital payment services.

5. Right of Withdrawal (Consumers Only)

Consumers have a legal right of withdrawal.
This right expires for fully performed digital services if the user has expressly consented to performance beginning before the withdrawal period ends.

Details can be found in our Withdrawal Policy.

6. User Obligations

Users are obligated:

  • To provide accurate information

  • Not to violate third-party rights

  • Not to misuse the platform

Royalisimo accepts no liability for incorrect or incomplete user entries.

7. Liability

Royalisimo is liable only for damages caused by intentional misconduct or gross negligence.
No liability is accepted for indirect damages, lost profits, or data loss.
Royalisimo assumes no responsibility for external services (e.g., insurance brokerage, authority responses).

8. Term & Termination

Paid services are project-based and automatically end upon service completion.
Permanent user accounts can be deleted at any time without stating a reason.

9. Final Provisions

If individual clauses of these Terms are invalid, the validity of the remaining provisions remains unaffected.
German law applies.
The place of jurisdiction — where legally permissible — is Berlin.

Simple. Reliable. Future-ready.
We build trust – with clear rules and fair solutions.

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