The third powerful income pillar..
Contract Check from AFAI!
Types of Fundings
Afai-Funding Income
2. Unauthorized or Misleading Contract Agreements
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In 2024, consumer protection agencies in Germany reported receiving over 295,000 complaints related to various contractual issues.
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Out of these, approximately 37,000 complaints were directly linked to unauthorized or misleading contract agreements.
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A significant proportion of these cases involved contracts that were imposed over the phone without the consumers' explicit consent.
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Typically, consumers were pressured during unsolicited calls or misled into believing they were receiving free services, only to later discover they had entered into binding and costly agreements.
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The financial impact of these unauthorized contracts varies per case, but individual losses often amount to several hundred euros.
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When aggregated, these losses are estimated to cause total financial damages in the tens of millions of euros annually – and that figure likely underrepresents the true scale, as many cases go unreported.
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This widespread issue underscores the ongoing risks faced by consumers in the EU and highlights the critical importance of stricter regulatory frameworks, enhanced consumer education, and stronger enforcement against fraudulent business practices.
Business Sheet: Pillar – AFAI Startup-Funding
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Model Overview:
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Product: AFAI automated startup funding application service
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Target Group: Entrepreneurs, startups, small innovative companies
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Service: Funding application + digital funding consulting
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Pricing Model:
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€3.00 processing fee per application
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3% commission on approved funding amounts
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Basic Assumptions:
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Customers per month: 10–20
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Average funding amount per application: €100,000
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Revenue Structure per Customer:
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Processing fee: €3.00
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Commission: €100,000 × 0.03 = €3,000
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Total revenue per customer: €3,003
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Monthly Revenue:
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10 customers: €30,030
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20 customers: €60,060
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Annual Revenue (12 months):
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10 customers/month: €360,360
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20 customers/month: €720,720
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Potential of the AFAI Startup-Funding Pillar:
Category10 Customers/Month20 Customers/Month
Monthly Revenue €30,030 - €60,060
Annual Revenue €360,360 - €720,720
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Conclusion:
With the new 2rd Pillar – AFAI Startup-Funding, you unlock annual revenues between €360,000 and €720,000.
A strong, sustainable foundation for high-value, long-term client relationships.
Every funded startup becomes a lighthouse project. Every success strengthens the AFAI ecosystem.
Estimates of Financial Damages
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Corruption and Fraud:
According to a study by the European Parliament, the economic losses caused by corruption in the EU amount to approximately
€120 billion per year.
(Source: European Parliament)
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Unfair Contract Terms:
An analysis of online service contracts revealed that 100% of the reviewed contracts contained clauses that could be considered unfair under EU regulations.
Such clauses can cause significant financial disadvantages for consumers.
(Source: SpringerLink)
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Subscription Traps and Misleading Contracts:
In Germany alone, subscription traps cause annual damages of around €24 million.
Extrapolated across the entire EU, this figure would be significantly higher.​​
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Business Sheet: Pillar – AFAI Contract-Check
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Model Overview:
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Product: AFAI digital contract review service
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Target Group: Private individuals, self-employed professionals, small businesses
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Service: Fast, automated contract checks with immediate results
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Pricing Model:
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€10.00 per ContractCheck
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Basic Assumptions:
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Customers per day: 40–60
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Price per Contract-Check: €10
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Daily Revenue:
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40 customers: €400
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60 customers: €600
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Monthly Revenue (22 working days):
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40 customers/day: €8,800
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60 customers/day: €13,200
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Annual Revenue (12 months):
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40 customers/day: €105,600
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60 customers/day: €158,400
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Corrected Potential of the AFAI ContractCheck Pillar:
Category40 Customers/Day60 Customers/Day
Daily Revenue €400 - €600
Monthly Revenue €8,800 - €13,200
Annual Revenue €105,600 - €158,400
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Conclusion:
With the 4th Pillar – AFAI ContractCheck, you generate annual revenues between €105,600 and €158,400 –
through a simple, fast, and scalable service: contract checking with just one click.
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Low entry barrier. High demand. Maximum scalability.
Every checked contract strengthens trust – and opens the door for upselling and deeper customer
